Insurance
As the number of patients covered by dental benefit plans has increased, certain assumptions have become evident and we would like to make the principles of our practice, as well as the type of service and care we provide our patients, very clear:
Our fees are based on the overhead involved in our practice, the treatment plan selected, and the time it takes to provide you with the necessary dental care. We do not believe it is in either of our best interests to compromise my recommended treatment in order to accommodate an insurance program's maximum benefits, which may be considerably less than optimal. However, we are more than happy to discuss a treatment plan's advantages and disadvantages with you hereby involving you, rather than your insurance company, in the decision-making process. If you would like, we will try to arrange the ideal treatment plan so that you may take full advantage of your benefits over time.
To expedite processing, make sure that your part of the form is filled out completely and accurately. If you direct the insurance company to pay its share of the cost directly to our office, you will be expected to take care of your co-payment at the time of the visit. Upon receipt of the insurance payment, our staff will reconcile the amount and bill, or refund, any difference. If payment has not been received within 45 days, you will then be responsible for the balance.
If your dental benefit plan requires a "predetermination" or "prior authorization," we will submit a treatment plan for review by your insurance carrier. However, please remember that the financial obligation for dental treatment is always between you and this office.
Our team will try to help you in every way possible, in filing your claims, handling insurance queries, processing follow-ups, lost claims, etc. No question is too small for you to ask, whether it is about your treatment, benefit plan, or statement.
Most of our dentists participate with the following plans
Assurant/Dental Health Alliance
Cigna Radius
Delta Dental
Dentanet
Dominion Dental Services
Guardian
PPNI
United Healthcare